Bridge modern Finance technology with Sharia-compliant principles

Altizam

Ethical Finance.

Always accessible.

A new standard in Islamic finance for the global community. Regulated by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM).

Our Pledge

Adherence, Duty, Commitment

Heritage and innovation in our core principles.

Altizam hexagon

Adherence

to Sharia-compliant financial principles

Why Altizam?

Anchored in Trust. Built for the Future

Altizam combines the timeless principles of Islamic finance with the world-class digital infrastructure of a modern regulated fintech.

Fully Regulated

Operating under the oversight of the ADGM FSRA, with institutional-grade compliance and security.

Ethical by Design

From our operational structure to our service delivery, every element is designed to uphold Islamic values of fairness and honesty.

Easy access

Built for the modern world, our infrastructure keeps your assets liquid and accessible whenever you need them.

Global Vision

A borderless financial ecosystem designed to connect the Ummah through trusted technology.

our story

Built on a Foundation of Proven Fintech Success

A world-class track record, applied with commitment

Russell Cummer

Our Founder, Russell Cummer, previously founded Paidy, Japan's leading buy-now-pay-later service, which was acquired by PayPal in 2021 for US$2.7 billion; the highest-valued venture M&A transaction in Japanese history.

Altizam is led by a team with deep experience in building trusted financial platforms at scale.

Bringing that same rigor, transparency, and operational excellence,

we are now building the future of Sharia compliant finance from the heart of Abu Dhabi.

Altizam hexagon

Altizam Financial takes its name from the Arabic word التزام, meaning commitment.

It reflects our belief that trust is earned through consistency, by honoring principles, fulfilling responsibilities, and building with intention over time.

Shariah Governance

Halal innovation and ethical service design

Altizam Financial has assembled a distinguished Sharia Supervisory Board comprising three of the most respected scholars in Islamic finance.

Our Shariah Committee

Dr. Mohamed Elgari

Dr. Mohamed Elgari

Former Professor of Islamic Economics (King Abdulaziz University) and an Expert at the Islamic Jurisprudence Academy of the OIC.

Shaikh Nizam Yaquby

Shaikh Nizam Yaquby

A world-leading figure in Islamic finance, advising over 40 global Shariah boards including HSBC Amanah, BNP Paribas, and ADIB.

Mufti Faraz Adam

Mufti Faraz Adam

CEO of Amanah Advisors and a UK-based expert in contemporary Islamic finance & Fintech with over 15 years of global advisory experience.